Fees
Annual feeINR 1,500 + GST (no annual fee waiver available)
Joining feeINR 1,500 + GST
Renewal feeINR 1,500 + GST (no waiver)
Fee waiverNo annual fee waiver available on this card variant
Interest rate3.49% per month (41.88% per annum)
Late paymentINR 100-INR 1,300 (based on amount due)
Forex markup3.5% + GST
Cash advance2.5% of amount withdrawn or INR 500 (whichever is higher)
Eligibility
Min income (salaried)N/A - Business card
Age range21-65 years
Employment typeSelf-employed
Resident typeIndian Resident
Rewards & cashback
Accelerated rate6 EDGE RP per INR 200 on direct marketing and advertising spends; 8 EDGE RP per INR 200 on international transactions
Points expiry3 years (standard Axis EDGE Rewards)
Welcome bonus100 EDGE Reward Points on first online transaction; double reward points in birthday month
Bonus categoriesDirect marketing and advertising services; international transactions
Travel & lounge
Domestic lounge4 complimentary lounge visits per year at select domestic airports
International loungeNot included
Lifestyle
Fuel surchargeFuel spends excluded from reward earning
Additional10,000 bonus EDGE RP on annual spends above INR 5,00,000; additional 5,000 EDGE RP on INR 8,00,000 annual spend. Mastercard Travel and Lifestyle services (luxury hotels, car rental, entertainment, dining, tours, vacation packages). Business expense consolidation for utility bills, tax payments, insurance.
Digital & security
Contactlesstrue
Virtual cardtrue
Zero liabilityZero liability on timely fraud reporting
WhatsApp supporttrue