ICICI Bank

ICICI Bank Business Essential Credit Card

American ExpressBusinessBusiness: StandardLifetime free
Lounge accessTravel insuranceDining benefitsFuel waiver
Free
1st year fee
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Fees
Annual feeINR 1,999 + GST (waived on INR 5,00,000 annual spend)
Joining feeINR 1,999 + GST
Renewal feeINR 1,999 + GST (waived on INR 5,00,000 annual spend)
Fee waiverAnnual spend of INR 5,00,000 in card anniversary year
Spend waiverINR 5,00,000 in card anniversary year
Eligibility
Min income (salaried)N/A - Business card
Age range21-65 years
Employment typeSelf-employed
Resident typeIndian Resident
Rewards & cashback
Redemption optionsGift vouchers | Merchandise | Travel bookings via ICICI Bank Rewards portal or Self-care Portal
Welcome bonus1,500 ICICI Bank reward points on first month bill payment + 1,500 reward points on annual fee payment
Travel & lounge
Lifestyle
AdditionalDesigned for corporate multi-card programs. Full reward rate schedule to be verified from official ICICI Bank page.
Credit limit & EMI
Insurance & protection
Digital & security
Contactlesstrue
Ideal for

Business Owners | Corporate Card Program Managers | SME/MSME

Read our guides
Joining Fee vs Annual Fee

Know your rights

Banks cannot send you a credit card you didn't apply for. If they do and bill you, they must reverse the charge AND pay you twice that amount as penalty, automatically, no questions asked.