Fees
Annual feeComplimentary (Burgundy exclusive)
Joining feeComplimentary (Burgundy exclusive)
Renewal feeComplimentary (Burgundy exclusive)
Fee waiverComplimentary - no fee waiver required (Burgundy Private relationship)
Spend waiverNA (Lifestyle-based)
Interest rate3.60% per month (43.2% per annum (p.a.))
Late paymentINR 100-INR 4,000 (based on amount due)
Forex markupNil
Cash advanceComplimentary
Eligibility
Min income (salaried)INR 3,00,000/month
Min income (self-emp.)INR 36,00,000/year
Income requirementNet Monthly Income > INR 2 lakh or Relationship Value > INR 30 lakh
Credit scoreExcellent (770 or above (CIBIL))
Age range25-70 years (Burgundy Private relationship)
Rewards & cashback
Welcome bonusINR 10,000 voucher (LuxeCard/PostCard Hotels/Yatra)
Bonus categoriesAll categories including discretionary spend
Travel & lounge
Domestic loungeUnlimited domestic lounge access via direct bank contract (no spend condition)
International loungeUnlimited international lounge access via Priority Pass (primary + add-on cardholders)
Lounge conditionsNo spend condition required
Travel insuranceINR 75 lakh travel cover, Medical emergency abroad INR 20 lakh
Lifestyle
Dining benefits25% discount at EazyDiner partner restaurants (up to INR 1,000), 30% via Axis Dining Delights
Fuel surchargeZero surcharge on all fuel transactions
ComplimentaryPriority Pass Platinum, 24x7 Personal Concierge, Travel advisor, Gift concierge
Special offersQuarterly complimentary lounge access, Annual renewal rewards up to INR 50,000
AdditionalLounge access inclusions per quarter, Complimentary hotel breakfast, Zero forex markup
Credit limit & EMI
EMI optionsYes - Premium Equated Monthly Instalment (EMI) with lowest rates
Insurance & protection
Purchase protectionPurchase protection up to INR 25 lakh
Other insuranceAir Accident INR 75 lakh, Personal Accident INR 50 lakh, Trip Cancellation INR 3 lakh
Coverage detailsTravel: INR 75 lakh, Medical: INR 20 lakh, Personal Accident: INR 50 lakh, Baggage Loss: INR 5 lakh