Fees
Annual feeINR 15,000 + GST
Joining feeINR 15,000 + GST (Invitation)
Renewal feeINR 15,000 + GST
Fee waiverAnnual fee reversed on spending INR 30,00,000 in preceding year
Spend waiverSpend INR 30,00,000 in 12 months
Interest rate3.60% per month (43.2% per annum (p.a.))
Late paymentINR 100-INR 3,000 (based on amount due)
Forex markup1.8% + GST
Cash advanceComplimentary
Eligibility
Min income (salaried)INR 3,00,000/month
Min income (self-emp.)INR 36,00,000/year
Income requirementIncome Tax Return (ITR) > INR 25 lakh/year
Credit scoreExcellent (770 or above (CIBIL))
Age range18-70 years
Rewards & cashback
Welcome bonus20,000 EDGE Points + INR 5,000 voucher
Bonus categoriesAll categories unrestricted
Travel & lounge
Domestic loungeUnlimited domestic lounge access; Priority Pass Platinum; no guest charges
International loungeUnlimited international lounge access via Priority Pass Platinum; no guest charges
Lounge conditionsNo spend condition for unlimited access
Travel insuranceINR 60 lakh travel cover, Medical emergency abroad INR 18 lakh
Lifestyle
Dining benefits30% discount at EazyDiner Prime (up to INR 1,000), 30% Axis Dining Delights
Fuel surchargeZero fuel surcharge on all transactions (unlimited)
ComplimentaryPersonal concierge, Event coordination, Travel planning, 24x7 support
Special offersQuarterly milestone bonuses, Annual renewal rewards, Priority events access
AdditionalClub memberships (ITC, Accor, Marriott), Hotel upgrades at luxury chains
Credit limit & EMI
EMI optionsYes - Premium SmartEMI (0% interest)
Insurance & protection
Purchase protectionPurchase protection up to INR 25 lakh
Other insuranceAir Accident INR 60 lakh, Personal Accident INR 40 lakh, Trip Cancellation INR 2.5 lakh
Coverage detailsTravel: INR 60 lakh, Medical: INR 18 lakh, Personal Accident: INR 40 lakh, Baggage: INR 5 lakh