Fees
Annual feeINR 0 (Complimentary for eligible customers)
Joining feeINR 0 (Complimentary for eligible customers)
Renewal feeINR 0 (Complimentary for eligible customers)
Fee waiverLifetime Free - no annual fee applicable
Spend waiverSpend INR 25,00,000+ per annum
Interest rate3.50% per month (42% per annum (p.a.))
Late paymentINR 0 (Waived for Solitaire members)
Forex markup3.5% + GST
Cash advance1% cash withdrawal fee (No interest till due date)
Eligibility
Min income (salaried)INR 5,00,000/month
Min income (self-emp.)INR 60,00,000/year
Income requirementNet worth > INR 2 crore (Invitation-based)
Credit scoreExcellent (760 or above (CIBIL))
Age range25-65 years (by invitation only)
Rewards & cashback
Welcome bonusComplimentary membership benefits
Bonus categoriesTravel bookings (flights, hotels), luxury retail, hotel transfers
Travel & lounge
Domestic loungeUnlimited domestic lounge access
International loungeNo international lounge access
Lounge conditionsNo spend condition required
Travel insuranceComprehensive travel insurance (INR 50 lakh+), Flight cancellation cover
Lifestyle
Dining benefitsExclusive dining at Taj properties (50% off 2nd night or free 3rd night)
Fuel surcharge1% fuel surcharge waiver (INR 400-INR 7,500, capped INR 10,000/annum)
ComplimentaryPersonal concierge, Meet & greet, FastTrack airport services
Special offersComplimentary golf rounds, Exclusive events, Luxury travel concierge
AdditionalZero forex markup on international transactions, Luxury hotel partnerships
Credit limit & EMI
EMI optionsPremium SmartEMI with zero interest on select purchases
Insurance & protection
Purchase protectionPurchase protection up to INR 50 lakh
Other insuranceAir Accident INR 1 crore, Personal Accident INR 50 lakh, Lost Card INR 1 lakh
Coverage detailsAir Accident: INR 1 crore, Travel: INR 50 lakh, Personal Accident: INR 50 lakh, Lost Card: INR 1 lakh