Fees
Annual feeINR 6,000 + GST
Joining feeINR 6,000 + GST
Interest rateUp to 3.99% p.m. (47.88% p.a.)
Late payment12.5% of outstanding; Min INR 5 - Max INR 1,300
Forex markup0% (per World Safari family -- UNVERIFIED for Plus variant)
Cash advance2.5% of cash amount (min INR 500)
Eligibility
Min income (salaried)INR 50,000 - INR 75,000 per month
Credit score700 - 750 (CIBIL score)
Rewards & cashback
Accelerated rate5 Travel Points per INR 100 on all domestic travel (flights, hotels, railways booked via travel platforms). Milestone: 10,000 bonus Travel Points on INR 2.5 lakh annual spend; additional 15,000 on INR 5 lakh spend; Taj Experience Gift Card worth INR 10,000 on INR 7.5 lakh spend.
Travel & lounge
Domestic lounge8 complimentary domestic lounge visits per year (2 per quarter) — requires INR 35,000 spend in preceding quarter; via Visa/Mastercard network
International lounge4 complimentary international lounge visits per year (2 per year via Priority Pass membership; additional visits at ~USD 27/visit). Complimentary Priority Pass membership included.
Hotel/flight offersComplimentary Priority Pass membership for international lounge access. Complimentary golf access at selected Indian golf courses. MakeMyTrip voucher worth INR 3,000 as welcome benefit. Milestone: Taj Experience Gift Card worth INR 10,000 on INR 7.5 lakh annual spend.
Forex waiver0% (Full Waiver — zero foreign currency markup on all international transactions)
Lifestyle
Fuel surcharge1% fuel surcharge waiver on transactions INR 500-INR 4,000; max INR 250 per month at all fuel stations
Credit limit & EMI
Default limitINR 3 - INR 5 lakh
Max limitINR 5 - INR 10 lakh
EMI conversionInstant
Balance transferYes
Insurance & protection
Purchase protectionYes — purchase protection on eligible spends
Lost card liabilityYes — zero liability if fraud reported within 3 working days of card loss
Coverage detailsTravel insurance: Air accident cover INR 50 lakh; Personal accident INR 30 lakh; Trip delay; Baggage loss; Loss of passport; Dental treatment abroad
Digital & security
Card controlsBlock/Unblock Card; Enable/Disable International Usage; Enable/Disable Online Transactions; Set Spend Limits; EMI Conversion
Fraud protectionReal-time Transaction Alerts; AI-Based Risk Monitoring; Tokenization (RBI Mandated); OTP-based online transactions
Zero liabilityZero liability if fraud reported within 3 working days; Limited liability thereafter per RBL Bank policy
WhatsApp supportYes