Fees
Annual feeINR 0 (Add INR 400)
Joining feeINR 0
Renewal feeINR 0 (Add INR 400)
Fee waiverLifetime
Spend waiverNA (Corporate card)
Interest rate2.50%
Late paymentINR 100-1.3K
Forex markup3%
Cash advanceINR 30/INR 1,000
Eligibility
Min income (salaried)N/A - Corporate/business entity only
Min income (self-emp.)INR 50L+
Credit score650 or above (CIBIL)
Age rangeOfficers
Employment typeCorporate
Resident typeBusiness
Rewards & cashback
Accelerated rateYes
Cashback capBusiness
Redemption optionsCashback, Goods
Points expiry3 Yrs
Travel & lounge
Domestic loungeNo lounge access
International loungeNo lounge access
Lounge conditionsN/A - no lounge access
Insurance coverageYes
Hotel/flight offersCorporate
ConciergeBasic
Forex waiverFull
Lifestyle
Dining discountsCorporate
Fuel surchargeNo
OTT subscriptionsNo
E-commerce offersB2B
Credit limit & EMI
Default limitINR 25,000-1L
Max limitINR 2Cr
Cash withdrawal50%
EMI conversionNot Avail
Balance transferYes
BT interest rateAs per
Insurance & protection
Purchase protectionYes
Lost card liabilityYes
Digital & security
ContactlessYes
Virtual cardLimited
App featuresCorporate
Card controlsLimits
Fraud protectionAlerts+AI
Zero liability3 days
WhatsApp supportYes