Velu Phule

Velu Phule

Finance Content Writer

B.Com · University of Mumbai · 6+ years in BFSI

About

Velu Phule is a finance content writer with over 6 years of experience creating content across the Banking, Financial Services and Insurance (BFSI) sector. Based in Maharashtra, she combines a strong understanding of financial products with the ability to explain complex financial concepts in clear, practical and easy-to-understand language. Her writing spans credit cards, credit scores, personal loans, home loans, vehicle loans, banking products, savings accounts, fixed deposits, insurance, investments, EMIs, taxation and financial planning. At BesCa, her primary focus is on credit cards, credit and loans, where she brings her BFSI writing experience together with a consumer-first approach to financial education.

Education

B.Com, University of Mumbai

Know your rights

Banks cannot send you a credit card you didn't apply for. If they do and bill you, they must reverse the charge AND pay you twice that amount as penalty, automatically, no questions asked.